
Poor Credit Mortgages

Adverse Credit, CCJs, Defaults, Payday Loans, Late Payments?

Do not let Adverse Credit hold you back from getting a mortgage. We have dealt with many clients in similar situations and we are happy to discuss your options.
The Mortgage Hive is able to help you out when the high street lenders say No. Our Specialist Lenders cover a wide range of deals for all circumstances, we will be able to find the deal right for you despite your previous credit history.
Some factors which can affect your credit score include:
Late or missed payments.
Bankruptcy, IVA, DRO, DMP, CCJ, Defaults, Pay Day Loans
Lack of credit history.
Having a high level of debt.
Applying for lots of credit accounts in a short period of time.
Adverse Credit, CCJs, Defaults, Payday Loans, Late Payments?

Do not let Adverse Credit hold you back from getting a mortgage. We have dealt with many clients in similar situations and we are happy to discuss your options.
The Mortgage Hive is able to help you out when the high street lenders say No. Our Specialist Lenders cover a wide range of deals for all circumstances, we will be able to find the deal right for you despite your previous credit history.
Some factors which can affect your credit score include:
Late or missed payments.
Bankruptcy, IVA, DRO, DMP, CCJ, Defaults, Pay Day Loans
Lack of credit history.
Having a high level of debt.
Applying for lots of credit accounts in a short period of time.
Don't get Stung, Factors which could increase your credit score include:

Check your credit report often. Any fraudulent activity?
Register to be on the electoral roll.
Paying bills and credit agreements on time.
Don't max out, Keep your credit utilisation low.
Limit the amount of applications for credit.
Consider closing unused accounts.

Your Situation is Unique
So is Our Advice.

Even if you have been rejected from large high street lenders, The Mortgage Hive can point you in the right direction. We will review your credit report and advise what is available now and also discuss the options to plan for a positive future.