Moving home mortgage advice

Mortgage Advice On Moving Home

Port Current Mortgage Or Swap To A New Deal?

Moving home can be exciting, but the mortgage choices can feel like one more thing to juggle. The Mortgage Hive can help you compare porting your current mortgage with switching to a new deal, taking account of costs, lender criteria and your plans for the move.

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Port, switch or review

Take The Stress Out Of Moving Home

When moving home, it is important to understand whether staying with your existing lender and porting your mortgage may be suitable, especially if early repayment charges or product fees could apply.

If you are upsizing, downsizing or moving to a new area, you may need to review the mortgage amount, term and monthly payment. You may also want to consider extra funds for home improvements or debt consolidation, subject to affordability and lender criteria.

Compare porting with switching to a new mortgage deal

Review early repayment charges, product fees and moving costs

Understand affordability before you make an offer

Plan for upsizing, downsizing or relocating

Consider extra funds where suitable for your circumstances

Free consultation

Start Your Moving Home Enquiry

Tell us about your move and one of the team will help you understand your next steps.

Moving home options

What Your Adviser Can Help You Review

Your existing mortgage is only one part of the decision. We can help you compare the wider picture before you commit to the next property.

Port your current mortgage

Check whether your existing deal can move with you and whether any changes require a fresh affordability assessment.

Switch to a new deal

Compare your current lender with suitable options from the wider market, including fees, rate and total cost.

Upsize or downsize

Understand how a different purchase price, deposit and mortgage amount may affect your monthly payment.

Raise additional funds

Review whether extra borrowing for home improvements, debt consolidation or other needs could be suitable.

Plan around moving costs

Factor in valuation costs, legal work, stamp duty where applicable and any mortgage-related charges.

Get ready to offer

A mortgage review can help you understand what may be affordable before you start serious negotiations.

Market comparison

We Compare Your Current Lender With The Wider Market

Moving home is a good time to review whether your existing lender still fits your needs. We can compare high street and specialist lenders and help you weigh up rate, fees, criteria and overall suitability.

Advice before you move

Don’t Get Stung, Let The Mortgage Hive Help You Review The Numbers

Before you commit to a move, your adviser can help you understand what your mortgage may look like, what evidence lenders may need and whether porting or switching could be more suitable for your circumstances.

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Mortgage adviser, helping with mortgage advice

Tailored mortgage advice

Your Situation Is Unique So Is Our Advice

Whether you are upsizing, downsizing or relocating, we will get to know what matters to you and help you review mortgage options that fit your move.

The right route depends on your current mortgage, the new property, affordability, lender criteria and the timing of your move.

Ready To Plan Your Move?

Speak to The Mortgage Hive before you decide whether to port, switch or apply for a new mortgage.