Need Help Selecting A New Product
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Secure a New Rate Today!
At the Mortgage Hive we will check with your Lender the best deal they will offer before your current one ends. We will then compare it free of charge with the rest of the market. You are then able to make an informed decision on whether it is in your interest to stay with your current lender, or swap to a new one.
Lock in a New Deal Today
Secure a New Rate and Monthly Payment
A Simple, Quick and Free Advice Process
Possible to Lock in 5 Months Before Existing Deal Ends
Residential or Buy to Let Mortgages
No New Credit Search or Valuation Needed
Do Not Get Stuck on the Lenders Variable Rate
Don't get Stung, Let the Mortgage Hive save you Money
When Re-mortgaging you may want to:
Secure a new rate with your existing lender, without making fundamental changes to the mortgage. This is often called a product transfer. We will help you with this process to make sure you pick the best product for your needs. Your adviser will also compare the rest of the market so you can be sure of the best deal.
Change your current mortgage, for example reduce the term, or raise additional funds, this will require the lender to re-check affordability. At the Mortgage Hive we will make sure it fits before you apply. We will also compare what is available on the market, as an alternative lender maybe a better option.
Is a Product Transfer / Swtich
Right For You?
Most Lenders will allow you to lock in to a new rate between 3 and 5 months prior to your existing deal ending. For a Product Switch/Transfer it is a fast, and easy process. The purpose is to keep your existing mortgage term and loan amount and secure a new rate with the current lender. Therefore, You cannot borrow more money, Change the Term of the mortgage, Change the repayment type from interest only to capital repayment.
If you would like to make these significant changes, we can still help via our remortgage service.
Our Latest Reviews
Georgia Blackley5. May, 2022.VerifiedThanks to the Mortgage Hive we are finally on the property ladder! Paul helped us from start to finish with our first time buyer application, what we needed, what to expect and kept us updated every step of the way. Every question (trust me I had a lot) was answered promptly, confidently and simple for us to understand. Thanks again 🎉Susan PRICE27. November, 2021.VerifiedWould most definitely recommend the Mortgage Hive Very good at his job knows what he is talking about We had a very difficult application but Paul once again got the mortgage we needed Can't thank him enough for all his hard work and effort. If you are thinking of getting a mortgage, don't waste time looking go straight to Mortgage Hive.Karolis Marinskas27. July, 2021.VerifiedAbsolutely amazing support in every aspect. Clear explanations on what's required. Never thought I'll get accepted with such a great rate. Recommend 100% to everyone!Pierre Cervello29. June, 2021.VerifiedAs you have seen from the previous reviews Paul seems to be going above and beyond with all of his clients. I am a first time buyer who was not to sure how things worked and I don't think I could have fallen on a better person than Paul to guide me through it. Paul has just been amazing in every aspect of the services provided and I would recommend him to just about anyone with my eyes closed. The service he provided was just simply above and beyond from working out of hours to answering every silly question I had, he was simply without fault. If you are looking for a professional mortgage broker with amazing morals come see Paul he'll get the job done .Lou Eth10. June, 2021.VerifiedPaul is by far the best mortgage broker I've dealt with, and I had spoken to range of different firms by the time I found The Mortgage Hive (if only I had found him sooner, I could probably have saved myself £500 and got the same or a better deal!) Paul is very competent and knowledgeable and isn't phased by complex situations. He managed to find a solution where others failed, sometimes working out of hours to get things through, with an understanding of the urgent nature of my application. He was also able to refer me on to his colleague Kyle for life insurance and I am equally satisfied with the comprehensive service thus far. I have no hesitation in recommending The Mortgage Hive. It is a gem of a company and I will definitely be returning next time I require a mortgage product.Keil Hetherington19. December, 2020.VerifiedMy wife and I found ourselves in a strange situation where a wrongful default was placed on our credit file, we needed to sort a mortgage to secure our new home whilst we work din the back ground to remove it. Most mortgages advisers we found were not willing to help as it was to much work. However, Paul was amazing, understanding, patient and very helpful, he was able to find a lender that was competitive, he explained and advised throughout the process and we always knew where we were. I would highly recommend Paul and will be a returning customer without doubt.Laura Cornelius5. August, 2020.VerifiedAbsolutely blown away with how great Paul was at sorting out our mortgage during the pandemic. He was incredibly helpful, knowledgable and friendly in the whole process. We had a couple of hurdles in the way, but Paul quickly sorted everything out, found us other options immediately and got us our mortgage quicksmart 🙂 If you are unsure about anything, he will answer any questions and help explain everything clearly so that you do. Thank you so much. We will come back soon for when we need to re-mortgage or get another BTL mortgage 😉josh brown24. January, 2020.VerifiedPaul is absolutely brilliant, I couldn't have moved without his help and guidance. You will certainly be hearing from me again in the future.Pete Barrett24. January, 2020.VerifiedPaul from the Mortgage Hive, spend hours explaining everything to me in understandable terms and made sure I wasn’t making rash decisions based on I’ll information, I getting the house and deal I really wanted all thanks to his expertise, thanks again Paul great workTimothy Ward24. January, 2020.VerifiedPaul was very helpful in finding the correct solution to finding my first mortgage.