Product transfer advice
Product Switch Advice
Get A New Mortgage Rate Today
A product transfer may allow you to move onto a new rate with your current lender. The Mortgage Hive can help you review your current lender’s options and compare them with the wider mortgage market before your existing deal ends.
Current lender or wider market
Secure A New Rate Today
A product transfer may allow you to move onto a new mortgage rate with your existing lender. It can be worth checking your options before your current deal ends, so you understand what may be available and avoid drifting onto a lender’s variable rate where that is not suitable.
The Mortgage Hive can compare your current lender’s product transfer options with whole-of-market mortgage options. The aim is to help you make an informed decision about staying with your current lender or switching to a new lender.
Review your current lender’s new rate options
Compare product transfer options with the wider mortgage market
Avoid rolling onto a lender’s variable rate where suitable
Secure monthly payment certainty
Check whether a remortgage may be more suitable for larger changes
Free consultation
Start Your Product Switch Enquiry
Tell us about your current mortgage and when your deal ends. One of the team will help you understand your next steps.
Product Transfer Vs Remortgage
A product transfer usually means staying with your current lender. It may keep the same mortgage term, loan amount and repayment type while moving you onto a new rate.
If you want to borrow more, change your mortgage term, change repayment type or make larger changes, you may need a remortgage-style review. This may involve affordability checks, evidence and a wider lender assessment.
Current Lender Or New Lender?
Your current lender may offer a straightforward route, but that does not always make it the most suitable option. A comparison can help you review rate, fees, flexibility, criteria and the total cost of each route.
The right answer depends on your mortgage goals, eligibility, affordability and personal circumstances.
Whole-market comparison
We Compare Current Lender Options With Whole-Of-Market Mortgage Options
The Mortgage Hive can compare your current lender’s product transfer options with suitable whole-of-market mortgage options. This replaces the old lender slider with a simple, static trust section focused on advice and suitability.
Advice before your deal ends
Don’t Get Stung, Let The Mortgage Hive Save You Money
Reviewing your options before your existing deal ends may help you avoid an unsuitable standard variable rate and understand what new rates could be available. We will explain the product transfer route, compare the wider market and help you decide what may fit your circumstances.
Tailored mortgage advice
Is A Product Transfer / Switch Right For You?
A product transfer can be a fast and simple option for some borrowers, but the right choice depends on lender criteria, fees, affordability, mortgage goals and personal circumstances.
If you want to make bigger changes to the mortgage, we can help you understand whether a remortgage review may be more appropriate.
Ready To Review Your Current Mortgage Deal?
Speak to The Mortgage Hive before your current mortgage deal ends.