NEED TO MAKE A MORTGAGE CHANGE?
Re-mortgaging is not as scary as it sounds.
We recommend reviewing your mortgage annually, this is to make sure it still fits your circumstances and also to compare the market to confirm you have the best deal.
We can secure a new mortgage up to six months before your current fixed term expires, enabling you to plan for your future. Re-Mortgaging is also a good time to consider any changes you may wish to make to your mortgage, from changing the term to raising additional funds.
Re-mortgaging has many advantages:
Secure a new rate and monthly payment
Reduce the length of your current mortgage term
Raise additional finance for Debt Consolidation, travel or Home Improvements
Switch mortgage structure, i.e. Interest only to capital repayment
Fitting the correct mortgage to your current circumstances
Don't get Stung, Let the Mortgage Hive save you Money
When Re-mortgaging you may want to:
Secure a new rate with your existing lender, without making fundamental changes to the mortgage. This is often called a product transfer. We will help you with this process to make sure you it is still the best product for your needs. Your adviser will also compare the rest of the market so you can be sure of the best deal.
Change your current mortgage, for example reduce the term, or raise additional funds, this will require the lender to re-check affordability. At the Mortgage Hive we will make sure it fits before you apply. We will also compare what is available on the market, as an alternative lender maybe the best option.
Your Situation is Unique
So is Our Advice.
If you are unsure whether re-mortgaging is the best option for you, we are able to offer free professional advice tailored to you. The Mortgage Hive advisers have vast experience of various circumstances, you will have confidence that we will find the best match for you. You have nothing to lose, so why not contact us today and find out if you could be saving thousands?