Mortgage advice hub
Free Mortgage Advice
From Experienced Brokers
The Mortgage Hive provides free mortgage advice to help you understand your options across different types of mortgages. Whether you are buying, moving, reviewing a deal or have more complex circumstances, we can help you compare suitable choices subject to lender criteria.
Advice across your mortgage journey
Buying your first home or moving home
Reviewing your current mortgage deal
Specialist circumstances and income types
Protection and later-life lending guidance
Mortgage Advice From Experienced Brokers
A mortgage is a major financial commitment, and the right route depends on your personal circumstances, affordability, deposit, income, credit profile and goals. A broker can help you compare options rather than only seeing one lender’s products.
The Mortgage Hive can help you understand suitability, costs, lender criteria and the steps involved. Advice is tailored to your situation and any mortgage offer will depend on your circumstances and the lender’s assessment.
Mortgage services
Find the mortgage advice you need
Choose the area that best matches what you are trying to do. Each guide explains the main considerations and how The Mortgage Hive may be able to help.
First Time Buyers
Understand deposits, borrowing, costs and the mortgage process when you are buying your first home.
Remortgage
Review your current deal, compare new rates and consider whether changing lender could be suitable.
Buy to Let
Guidance for landlords, portfolio owners and limited company buy-to-let mortgages, subject to lender criteria.
Moving Home
Compare porting your current mortgage with switching to a new deal when you move home.
Self Employed
Mortgage guidance for sole traders, directors, contractors and freelance workers with varied income evidence.
Adverse Credit
Specialist advice if CCJs, defaults, late payments or other credit issues may affect your mortgage options.
Product Transfer / Switch
Review your current lender’s product transfer options and compare them with the wider mortgage market.
Key Worker Mortgages
Helpful mortgage guidance for key workers whose income, shifts or employment package may need careful explanation.
Additional Advice and Services
Mortgage advice often sits alongside later-life lending and protection planning. These areas need careful, personal advice based on your circumstances.
Equity Release
Later-life lending may help some homeowners access money tied up in their home, but it is not suitable for everyone and should be reviewed carefully.
Protection
Protection advice can help you consider life insurance, critical illness cover and income protection alongside your mortgage plans.
Mortgage Calculators
Our calculators can help give you an idea of what may be possible, but they are only a guide. Speak to an adviser for advice based on your circumstances.
Why Choose The Mortgage Hive?
Friendly, straight-talking mortgage advice designed around how you want to speak to us.
Free advice
Open, honest, straight-talking guidance
Friendly customer service
Online, over the phone and face to face
Residential mortgages, buy to let and equity release
Protection advice
Don’t Get Stung, Let The Mortgage Hive Help You Review Your Options
Reviewing your options may help you understand suitable choices and avoid unnecessary costs, depending on your circumstances. We can talk through lender criteria, affordability, fees and the practical steps involved before you make a decision.
Your Situation Is Unique So Is Our Advice
Mortgage advice depends on your personal circumstances, lender criteria, affordability, credit profile, deposit, income and future goals. The Mortgage Hive can help you understand what may be possible and what evidence a lender is likely to need.
We will explain the trade-offs clearly so you can make an informed decision, whether you are buying, moving home, reviewing your rate or dealing with a more specialist situation.
Need Mortgage Advice?
Speak to The Mortgage Hive for friendly, practical mortgage advice based on your circumstances.