Borrowing calculator

How much can I borrow?

Get a broad borrowing guide based on income before a proper lender affordability review. Use the result as a planning guide, then check suitability, lender criteria and the full advice route before acting.

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Your figures

Enter the details.

£/year
£/year
£/month

Guide result

Your estimated result.

Lower guide—
Middle guide—
Upper guide—

Borrowing varies by lender, income type, credit score, commitments, dependants, term and deposit. This is only a broad starting point.

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Advice checkpoint

Need help turning the number into a decision?

Speak to The Mortgage Hive before acting on a calculator result. The right route depends on the product, lender rules, affordability, long-term cost, risk and your wider circumstances.

Speak to an adviser Call 01202 084 064

Important information

This borrowing figure is a guide only. Actual borrowing depends on lender criteria, credit history, commitments, deposit, property type and affordability checks.

These calculators provide estimates only and are not personal advice. Speak to The Mortgage Hive before making financial decisions.