Independent mortgage advice
MORTGAGE BROKERS
OFFERING MORTGAGE ADVICE
Whatever your financial situation, our team of mortgage advisers can help you get the best mortgage deal. Offering expert advice and guidance throughout the mortgage process, all you need to do is pick up the phone and speak to one of our mortgage advisers today.
Whole market guidance
Residential mortgages, remortgages, buy to let, equity release and protection advice.
Whole market mortgage search
Our Worker Bees Will Seek Out The Best Mortgage Deals For You!
At The Mortgage Hive, we understand that your mortgage payment will be one of your biggest monthly outgoings. We will search the whole market to make sure everything is taken care of.
If you want to see if you can save money on your future payments, we will help!
- Borrow from GBP 25,000 to GBP 1,000,000+
- Poor credit considered, including late payments, defaults, CCJs, debt management plans and payday loans
- High street and specialist lenders checked
- Your circumstances considered before recommending a product
- Efficient, professional service from friendly advisers
To find out more, please reach out to our team of mortgage advisors. We offer advice on the different mortgage types available and want every customer to be cared for and get the best deal possible.
Start Your Mortgage Enquiry
Tell us what you need help with and one of the team will come back to you.
Our Services
Mortgage advice built around your next move
01
First Time Buyers
Clear guidance for getting on the property ladder with confidence.
02
Remortgage
Review your current mortgage and see if a better deal is available.
03
Moving Home
Advice for upsizing, downsizing, relocating or changing circumstances.
04
Buy To Let
Support for landlords, portfolio finance and property investment.
05
Equity Release
Specialist advice for lifetime mortgages and later-life lending.
06
Protection
Life insurance, critical illness cover and income protection guidance.
Mortgage Help
More Mortgage Help
Helpful mortgage routes and next steps, all in one place.
01
Adverse Credit Mortgages
Practical support if past credit issues are affecting your mortgage options.
02
Self Employed Mortgages
Mortgage advice for sole traders, contractors, directors and business owners.
03
Product Transfer / Switch
Review your current lender options before your existing mortgage deal ends.
04
Key Worker Mortgages
Guidance for key workers looking for mortgage options that fit their role.
05
View All Mortgage Services
Browse the full mortgage advice range from The Mortgage Hive.
06
Eligibility Check
Start with a quick check so the right advice can be shaped around you.
Free initial advice
Don’t Get Stung, Let The Mortgage Hive Save You Money
- Free advice, nothing to lose
- Open, honest, straight-talking guidance
- Great friendly customer service
- Online, over the phone, or face to face
- Residential mortgages, Buy To Let, Equity Release
- Life Insurance, Critical Illness Cover, Income Protection
Your Situation Is Unique So Is Our Advice.
Whether you are just starting out, moving home, seeking to re-mortgage or looking to invest in a buy to let property. Whatever your current circumstances, The Mortgage Hive has you covered.
Whole market guidance
Professional Mortgage Advice
The Mortgage Hive can locate the best mortgages across the UK by examining the whole market, including broker-only deals. Because we are independent and not constrained to a particular group of lenders, we can help find the right mortgage lender for you.
For residential and buy-to-let needs, including first-time buyers, moving, remortgaging, capital raising, debt consolidation and buy-to-let, get in touch with The Mortgage Hive today.
Mortgage guidance
Find The Best Mortgage Deal With Our Mortgage Advisors
Find the best mortgage deal
The Mortgage Hive offers clients online or in-person home appointments nationwide. Whether you need mortgage advice, a mortgage broker or equity release guidance, our team can help.
After our free initial consultation, we begin by searching the market for the best mortgage option for you.
Let The Mortgage Hive Save You Money
Even if your situation is a little unusual, our expert advice is tailored to your needs. At every step, your mortgage expert will work with you to find the best lender, product, interest rate and options.
Choose The Mortgage Hive today and let us take care of the mortgage search.
What is a Mortgage Decision in Principle?
A Mortgage Decision in Principle lets you know if a lender will consider lending to you, and how much you could borrow.
Contact one of our mortgage brokers today to get a DIP.
Helpful reads
Mortgage Guides
Clear, practical guides for common mortgage and equity release questions.
What is a Mortgage in Principle?
Understand how a mortgage in principle works and why it can help before you view homes.
Mortgages; What Are The Options Available?
A simple overview of the mortgage options you may be able to consider.
Frequently Asked Questions About Equity Release
Answers to common questions about equity release and later-life lending.
What Can You Use Equity Release For?
See the kinds of plans and goals equity release may be used to support.
Broker benefits
Why You Should Use A Mortgage Broker!
A broker can compare more of the market, help you understand lender criteria and save you time during the mortgage journey.
Whole of the Market Comparison
The Mortgage Hive will search across the whole UK market to find a mortgage suited to your budget. We deal with the lender to help keep the process swift, smooth and hassle free.
Exclusive broker-only deals
Some lenders and products are only accessible via a mortgage broker, so you may not be able to access every suitable deal directly.
Impartial advice
Brokers work independently from lenders and can give unbiased guidance on which lender is most likely to approve your application.
Your Personal Consultant and Future Reviews
Your adviser gets to know your circumstances and can also guide you on protecting your family with life insurance, critical illness cover and income protection.
Will Save You Time
Using a broker can save a considerable amount of time and legwork by reducing the research needed to find a competitive mortgage with a lender.
Step-by-step support
The Mortgage Process
From first contact to completion, your adviser helps you understand each stage.
Initial Contact With Your Mortgage Adviser
Before looking for a new property or considering a remortgage, you will want to know what you can afford, how much you can borrow and what the mortgage will cost.
How Much Will It Cost?
Mortgage calculators can be a rough guide, but a completed Fact Find helps your adviser assess your circumstances, credit history and evidence before sourcing suitable deals.
House Hunt, Keep Us Updated
Once you know the amount you may be able to borrow, you can browse the market. Your adviser will check whether your chosen property fits lender criteria.
Apply for a Decision in Principle (DIP) / Agreement in Principle (AIP)
Your broker submits a summary of your Fact Find to the chosen lender. The lender checks criteria, affordability and credit history.
Make Offer on New Property
With a DIP or AIP, you are in a stronger position to put your offer to the vendor. Once accepted, verify the purchase price with your adviser.
Full Mortgage Application and Lender Underwriting
The lender requires evidence to support the application, including solicitor details, property details, payment information and any valuation requirements.
Obtaining Your Mortgage Offer
Once underwriting is complete and the property is suitable to lend on, you receive your mortgage offer. A copy is also sent to your solicitor.
Meeting Your Solicitor, Exchange Date and Completion
Conveyancing includes initial terms, searches, exchange, the period between exchange and completion, moving day and post-completion registration with the Land Registry.
Looking for a Mortgage Broker Near Me?
Whether you are purchasing a new property, remortgaging or simply wanting to understand how much you can borrow, The Mortgage Hive provides independent mortgage advice across the UK.
We provide mortgage advice throughout the United Kingdom, including Bournemouth, Poole and Christchurch.