Independent mortgage brokers

Mortgage brokers offering mortgage advice

Looking for a mortgage broker in Bournemouth or across the UK? The Mortgage Hive provides friendly, professional mortgage advice to help you find the right mortgage, remortgage, buy-to-let, equity release or protection route.

Mortgage advice Remortgages Buy-to-let Equity release Protection
Whole-market adviceWe search suitable mortgage routes from across the market.
Friendly advicePlain-English guidance from enquiry through application.
FCA authorisedThe Mortgage Hive Ltd is authorised and regulated by the FCA. Equity Release Council memberThe Mortgage Hive Ltd is a member of the Equity Release Council.
Local & UK-wideBased in Bournemouth, supporting clients across the UK.
Fee-free adviceFully independent900+ clients helpedAccess to 100+ lendersFee-free mortgage adviceClear mortgage guidance Fee-free adviceFully independent900+ clients helpedAccess to 100+ lendersFee-free mortgage adviceClear mortgage guidance
Our worker bees

Our worker bees will seek out the best mortgage deals for you

Buying a home, remortgaging or reviewing your options can feel complicated. Our job is to make the process easier, compare suitable mortgage choices and explain what happens next before you apply.

  • Independent mortgage advice tailored to your circumstances.
  • Support with first-time buyer, remortgage, moving home and buy-to-let cases.
  • Clear guidance on affordability, documents, fees and lender criteria.
  • Advice on protection, equity release and later-life lending where suitable.
Why act early?

Find the right mortgage route faster

Instead of guessing which lender may fit, speak to a broker who can check your income, deposit, credit profile and property plans before recommending a route.

  • Avoid wasting time with unsuitable lenders.
  • Understand what you may be able to borrow.
  • Know the documents and next steps early.
Our services

Mortgage advice built around your next move

Whether you are buying, moving, remortgaging, investing or protecting your family, we help you understand your options clearly.

1

First Time Buyer

Understand deposits, affordability, mortgage in principle options and what documents lenders may need.

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2

Remortgage

Review your current mortgage, compare new options and plan ahead before your existing deal ends.

Read more
4

Buy To Let

Support for new landlords, portfolio landlords, limited company borrowing and buy-to-let remortgages.

Read more
6

Protection

Life insurance, critical illness cover and income protection to help protect your home and family.

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Fee-free mortgage advice

Don’t get stung, let The Mortgage Hive save you money

Your situation is unique

So is our advice

No two mortgage applications are the same. Your income, deposit, credit profile, property type, future plans and lender criteria can all affect the most suitable route.

Your mortgage matters

Professional mortgage advice

We help you understand what is available, what may fit your circumstances and what the next steps look like before you make a decision.

Lender access

Access to over 100 lenders.

We can help you explore options from a wide range of mainstream and specialist lenders, giving you a clearer view of what may be possible based on your circumstances.

Decision in Principle

What is a Decision in Principle?

A Decision in Principle, also known as a Mortgage in Principle, Agreement in Principle, AIP or DIP, is an indication from a lender of how much they may be prepared to lend based on the information provided.

It is not a full mortgage offer. A lender will still need to assess your full application, documents, credit profile, property valuation and underwriting before they confirm a mortgage offer.
01 We check your position Income, deposit, employment, credit profile and the type of property you want to buy.
02 We review lenders We consider which lenders may fit your circumstances before submitting anything.
03 We explain the search Some lenders use a soft credit search, some may use a hard search. We explain this first.
04 You get clearer confidence A DIP can help when viewing properties, making an offer or checking your next step.
Decision in Principle Mortgage in Principle Agreement in Principle AIP DIP How much can I borrow? Mortgage affordability check
Quick repayment estimate

Get a rough idea of monthly repayments.

Use the calculator to get an illustrative monthly repayment figure. This is only a guide and does not replace personal mortgage advice from The Mortgage Hive.

Figures are for illustration only and are based on a repayment mortgage. They do not include lender fees, broker fees, insurance, valuation costs or other charges. Your actual rate and repayments will depend on your circumstances and lender criteria.

£50,000£250,000£1,000,000
1%5.0%10%
5 years25 years40 years
Estimated monthly repayment£1,461Indicative only. Speak to The Mortgage Hive for a personalised mortgage discussion.
Mortgage broker support

Why you should use a mortgage broker!

A broker can help you compare the market, understand criteria and avoid wasting time on mortgage routes that may not fit.

Benefits of a mortgage broker

A mortgage broker can review your circumstances, explain your options and help you understand which lenders may be suitable before an application is made.

A mortgage broker saves you time

Instead of contacting lenders one by one, you can work with an adviser who understands lender criteria and application requirements.

They may access broker-only deals

Some products may only be available through brokers. Your adviser can explain whether these are suitable for your needs.

Professional mortgage advice

You receive advice tailored to your circumstances, including income, deposit, property, credit history and future goals.

How the process works

Your mortgage application, made clearer

From your first conversation to your mortgage offer, we help you understand what happens, what documents are needed and what to expect next.

01

Initial conversation

We learn about your income, deposit, property plans and what you want to achieve.

02

Affordability check

We review what may be possible and explain the likely documents lenders will need.

04

Full application

Once the right route is selected, we help package and submit your mortgage application.

05

Mortgage offer

The lender assesses the case, valuation and documents before issuing an offer.

Mortgage advice

Find the best mortgage deal with our mortgage advisors

We make the route clearer by helping you understand your options, lender criteria and the steps involved before your application.

Find the best mortgage deal

We compare suitable options and help explain which route may fit your needs, circumstances and long-term plans.

Learn more

What is a Mortgage Decision in Principle?

A Decision in Principle gives an indication of borrowing, subject to checks, documents and full application.

Read guide
Mortgage help

Mortgage guides

Helpful reads for common mortgage, equity release and protection questions.

What is a Mortgage in Principle?

Learn how a Decision in Principle works before viewing homes or making an offer.

Read more

Mortgage: What are the options available?

A simple explanation of common mortgage types, rates and repayment options.

Read more

Frequently asked questions about equity release

Understand later-life lending, lifetime mortgages, alternatives and key risks.

Read more

What can you use equity release money for?

Explore common uses and why specialist advice matters before proceeding.

Read more
Mortgage broker near me

Looking for a mortgage broker near me?

The Mortgage Hive is based in Bournemouth and supports clients locally and across the UK. Whether you want advice online, by phone or face to face where available, we can help you understand your options.

BournemouthPooleChristchurchWimborneRingwoodFerndownDorsetUK-wide
5-star Google reviewsRead The Mortgage Hive Google reviews
Our reviews

Trust should be easy to verify

Read what clients say about The Mortgage Hive on Google, then speak to us before you decide what to do next.

Clear adviceClients should quickly see that advice is explained simply.
Helpful supportShow that the team supports clients throughout the process.
Trusted brokerUse real review snippets to build confidence before enquiry.

Important information: Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home. If you are consolidating existing borrowing, you may be extending the term of the debt and increasing the total amount you repay.

Equity release may affect the value of your estate and your entitlement to means-tested benefits. Most buy-to-let mortgages are not regulated by the Financial Conduct Authority.

The Mortgage Hive Ltd is authorised and regulated by the Financial Conduct Authority. FCA reference 844138. Registered office: 707B Wimborne Road, Winton, Bournemouth, Dorset, BH9 2AU.