Independent mortgage advisors & brokers

Your local mortgage advisor, offering expert mortgage advice

Looking for a mortgage advisor in Bournemouth or across the UK? The Mortgage Hive is a team of independent mortgage advisors providing friendly, professional advice to help you find the right mortgage, remortgage, buy-to-let, equity release or protection route.

* Mortgage advice * Remortgages * Buy-to-let * Equity release * Protection
No advice fee We do not charge an advice fee for mortgage advice.
Lender access 100+ lenders. We compare options from a wide range of mainstream and specialist lenders.
FCA authorised The Mortgage Hive Ltd is authorised and regulated by the Financial Conduct Authority.
Flexible support Online, phone or face to face. Clear advice in the way that suits your circumstances.
Local and UK-wide Bournemouth based. Supporting clients across Dorset and across the UK.
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Our worker bees

Our worker bees will seek out the best mortgage deals for you

Buying a home, remortgaging or reviewing your options can feel complicated. As your mortgage advisor, our job is to make the process easier, compare suitable mortgage choices and explain what happens next before you apply.

  • Independent mortgage advice tailored to your circumstances.
  • Support with first-time buyer, remortgage, moving home and buy-to-let cases.
  • Clear guidance on affordability, documents, fees and lender criteria.
  • Advice on protection, equity release and later-life lending where suitable.
Why act early?

Find the right mortgage route faster

Instead of guessing which lender may fit, speak to a mortgage advisor who can check your income, deposit, credit profile and property plans before recommending a route.

  • Avoid wasting time with unsuitable lenders.
  • Understand what you may be able to borrow.
  • Know the documents and next steps early.
Our services

Mortgage advice built around your next move

Whether you are buying, moving, remortgaging, investing or protecting your family, we help you understand your options clearly.

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Remortgage

Review your current mortgage, compare new options and plan ahead before your existing deal ends.

Explore remortgage options
4

Buy To Let

Support for new landlords, portfolio landlords, limited company borrowing and buy-to-let remortgages.

Explore buy-to-let mortgages
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Protection

Life insurance, critical illness cover and income protection to help protect your home and family.

Explore protection options
Fee-free mortgage advice

Don’t get stung, let The Mortgage Hive save you money

Your situation is unique

So is our advice

No two mortgage applications are the same. Your income, deposit, credit profile, property type, future plans and lender criteria can all affect the most suitable route.

Your mortgage matters

Professional mortgage advisor support

As your dedicated mortgage advisor, we help you understand what is available, what may fit your circumstances and what the next steps look like before you make a decision.

Lender access

Access to over 100 lenders.

We can help you explore options from a wide range of mainstream and specialist lenders, giving you a clearer view of what may be possible based on your circumstances.

Decision in Principle

What is a Decision in Principle?

A Decision in Principle, also known as a Mortgage in Principle, Agreement in Principle, AIP or DIP, is an indication from a lender of how much they may be prepared to lend based on the information provided.

It is not a full mortgage offer. A lender will still need to assess your full application, documents, credit profile, property valuation and underwriting before they confirm a mortgage offer.
01 We check your position Income, deposit, employment, credit profile and the type of property you want to buy.
02 We review lenders We consider which lenders may fit your circumstances before submitting anything.
03 We explain the search Some lenders use a soft credit search, some may use a hard search. We explain this first.
04 You get clearer confidence A DIP can help when viewing properties, making an offer or checking your next step.
Decision in Principle Mortgage in Principle Agreement in Principle AIP DIP How much can I borrow? Mortgage affordability check
Quick repayment estimate

Get a rough idea of monthly repayments.

Use the calculator to get an illustrative monthly repayment figure. This is only a guide and does not replace personal mortgage advice from The Mortgage Hive.

Figures are for illustration only and are based on a repayment mortgage. They do not include lender fees, broker fees, insurance, valuation costs or other charges. Your actual rate and repayments will depend on your circumstances and lender criteria.

£50,000£250,000£1,000,000