LTV calculator

Loan-to-value calculator

Calculate your LTV from property value and mortgage balance. Use the result as a planning guide, then check suitability, lender criteria and the full advice route before acting.

Your figures

Enter the details.

£
£

Guide result

Your estimated result.

Loan-to-value
Equity
Deposit/equity percentage

LTV affects product availability and pricing, but lenders also check income, credit profile and property suitability.

Advice checkpoint

Need help turning the number into a decision?

Speak to The Mortgage Hive before acting on a calculator result. The right route depends on the product, lender rules, affordability, long-term cost, risk and your wider circumstances.

Important information

This LTV calculation is an estimate only. Lender products, rates and eligibility depend on your circumstances, property type, credit history and affordability checks.

These calculators provide estimates only and are not personal advice. Speak to The Mortgage Hive before making financial decisions.