Rate switch calculator

Rate switch calculator

Compare staying with your current lender against a wider remortgage review. Use the result as a planning guide, then check suitability, lender criteria and the full advice route before acting.

Your figures

Enter the details.

£
%
%
years
£

Guide result

Your estimated result.

Product transfer monthly
Remortgage monthly
Difference before fees

The cheapest monthly payment is not always the best route. Criteria, speed, fees and future flexibility matter.

Advice checkpoint

Need help turning the number into a decision?

Speak to The Mortgage Hive before acting on a calculator result. The right route depends on the product, lender rules, affordability, long-term cost, risk and your wider circumstances.

Important information

A rate switch or product transfer may not be the cheapest or most suitable option. Fees, incentives, ERCs, lender criteria and wider remortgage options should be checked.

These calculators provide estimates only and are not personal advice. Speak to The Mortgage Hive before making financial decisions.