Critical illness calculator

Critical Illness Cover Calculator

Estimate lump-sum cover needs for serious illness planning. Use the result as a planning guide, then check suitability, lender criteria and the full advice route before acting.

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Your figures

Enter the details.

£
£
£
£

Guide result

Your estimated result.

Critical illness cover guide—
Total need before existing cover—
Existing cover/savings used—

Critical illness policies differ by definitions, exclusions, children’s cover, term and underwriting.

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Protection needs calculatorEstimate cover needs for mortgage, family and income protection. Life insurance calculatorEstimate life cover for mortgage debt and wider family needs. Income protection calculatorEstimate income replacement needs if illness or injury stops work.

Advice checkpoint

Need help turning the number into a decision?

Speak to The Mortgage Hive before acting on a calculator result. The right route depends on the product, lender rules, affordability, long-term cost, risk and your wider circumstances.

Speak to an adviser Call 01202 084 064

Important information

Critical illness cover calculations are guides only. They do not guarantee acceptance, cover terms or payout. Claims depend on policy definitions, exclusions and insurer assessment.

These calculators provide estimates only and are not personal advice. Speak to The Mortgage Hive before making financial decisions.