Income protection calculator

Income Protection Calculator

Estimate income replacement needs if illness or injury stops work. Use the result as a planning guide, then check suitability, lender criteria and the full advice route before acting.

Your figures

Enter the details.

£/month
%
months
months

Guide result

Your estimated result.

Monthly cover guide
Possible deferred period
Income not covered

Income protection terms vary by occupation, health, deferred period, benefit period and insurer criteria.

Advice checkpoint

Need help turning the number into a decision?

Speak to The Mortgage Hive before acting on a calculator result. The right route depends on the product, lender rules, affordability, long-term cost, risk and your wider circumstances.

Important information

Income protection calculations are guides only. They do not guarantee acceptance, benefit payment or payout. Cover depends on underwriting, deferred periods, policy terms, exclusions and accurate disclosure.

These calculators provide estimates only and are not personal advice. Speak to The Mortgage Hive before making financial decisions.