Buy-to-let calculator

Buy-to-let mortgage calculator

Estimate landlord payments, rental cover and mortgage costs. Use the result as a planning guide, then check suitability, lender criteria and the full advice route before acting.

Your figures

Enter the details.

£
%
£/month
%

Guide result

Your estimated result.

Monthly interest guide
Rental cover ratio
Target rent at coverage

Buy-to-let lenders apply stress tests and tax treatment can change the outcome. Get landlord advice before acting.

Advice checkpoint

Need help turning the number into a decision?

Speak to The Mortgage Hive before acting on a calculator result. The right route depends on the product, lender rules, affordability, long-term cost, risk and your wider circumstances.

Important information

Buy-to-let calculations are a guide only. Rental stress tests, tax treatment, fees, property type and lender criteria can materially change the result.

These calculators provide estimates only and are not personal advice. Speak to The Mortgage Hive before making financial decisions.