Lifetime mortgage calculator

Lifetime Mortgage Calculator

Illustrate how rolled-up interest could build over time. Use the result as a planning guide, then check suitability, lender criteria and the full advice route before acting.

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Your figures

Enter the details.

£
%
years

Guide result

Your estimated result.

Future balance—
Interest added—
Years illustrated—

Interest can compound quickly if no payments are made. Advice should consider drawdown, payments and alternatives.

Discuss this result Back to calculator hub

Related tools

Useful calculators to compare next.

Equity release calculatorGet a broad guide to what may be available before advice and suitability checks. Drawdown lifetime mortgage calculatorCompare taking money upfront with releasing it in stages. Equity release inheritance impact calculatorStart a conversation around estate value, beneficiaries and inheritance impact.

Advice checkpoint

Need help turning the number into a decision?

Speak to The Mortgage Hive before acting on a calculator result. The right route depends on the product, lender rules, affordability, long-term cost, risk and your wider circumstances.

Speak to an adviser Call 01202 084 064

Important information

Equity release is not suitable for everyone, may reduce the value of your estate, may affect entitlement to means-tested benefits and requires advice. A lifetime mortgage is usually secured against your home and interest may roll up over time.

These calculators provide estimates only and are not personal advice. Speak to The Mortgage Hive before making financial decisions.