Repayment calculator

Voluntary Repayment Calculator

Explore how optional repayments may affect long-term interest. Use the result as a planning guide, then check suitability, lender criteria and the full advice route before acting.

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Your figures

Enter the details.

£
%
years
£/month

Guide result

Your estimated result.

Balance with payments—
Balance without payments—
Illustrative interest reduction—

Voluntary repayments depend on lender rules and annual limits. Check product terms before making payments.

Discuss this result Back to calculator hub

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Advice checkpoint

Need help turning the number into a decision?

Speak to The Mortgage Hive before acting on a calculator result. The right route depends on the product, lender rules, affordability, long-term cost, risk and your wider circumstances.

Speak to an adviser Call 01202 084 064

Important information

Equity release is not suitable for everyone, may reduce the value of your estate, may affect entitlement to means-tested benefits and requires advice. Voluntary repayments depend on product terms and lender rules.

These calculators provide estimates only and are not personal advice. Speak to The Mortgage Hive before making financial decisions.