Drawdown calculator

Drawdown Lifetime Mortgage Calculator

Compare taking money upfront with releasing it in stages. Use the result as a planning guide, then check suitability, lender criteria and the full advice route before acting.

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Your figures

Enter the details.

£
£/year
years
%

Guide result

Your estimated result.

Future balance guide—
Total borrowed—
Interest added—

Drawdown may reduce interest build-up compared with taking all funds at outset, but terms and rates vary.

Discuss this result Back to calculator hub

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Equity release calculatorGet a broad guide to what may be available before advice and suitability checks. Lifetime mortgage interest roll-up calculatorIllustrate how rolled-up interest could build over time. Equity release inheritance impact calculatorStart a conversation around estate value, beneficiaries and inheritance impact.

Advice checkpoint

Need help turning the number into a decision?

Speak to The Mortgage Hive before acting on a calculator result. The right route depends on the product, lender rules, affordability, long-term cost, risk and your wider circumstances.

Speak to an adviser Call 01202 084 064

Important information

Equity release is not suitable for everyone, may reduce the value of your estate, may affect entitlement to means-tested benefits and requires advice. A drawdown lifetime mortgage is usually secured against your home and interest may roll up on amounts released.

These calculators provide estimates only and are not personal advice. Speak to The Mortgage Hive before making financial decisions.