Interest only calculator

Interest-only mortgage calculator

Estimate interest-only monthly payments and compare repayment routes. Use the result as a planning guide, then check suitability, lender criteria and the full advice route before acting.

Your figures

Enter the details.

£
%
years

Guide result

Your estimated result.

Interest-only monthly payment
Repayment monthly comparison
Capital still owed

Interest-only payments do not repay the mortgage balance. You need a suitable repayment strategy.

Advice checkpoint

Need help turning the number into a decision?

Speak to The Mortgage Hive before acting on a calculator result. The right route depends on the product, lender rules, affordability, long-term cost, risk and your wider circumstances.

Important information

This interest-only calculation is a guide only. It does not include fees or product conditions. You normally need a credible repayment strategy and lender approval.

These calculators provide estimates only and are not personal advice. Speak to The Mortgage Hive before making financial decisions.