Overpayments calculator

Mortgage overpayment calculator

Explore how overpayments may reduce the balance, interest or term. Use the result as a planning guide, then check suitability, lender criteria and the full advice route before acting.

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Your figures

Enter the details.

£
%
years
£/month

Guide result

Your estimated result.

Standard monthly payment—
Approx time saved—
Approx interest saved—

Check whether your lender has overpayment limits or early repayment charges before overpaying.

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Mortgage repayment calculatorEstimate monthly repayments by loan amount, rate and term. Early repayment charge calculatorCheck whether switching or overpaying may trigger a charge. Remortgage calculatorCompare payments, rates and fees before reviewing options.

Advice checkpoint

Need help turning the number into a decision?

Speak to The Mortgage Hive before acting on a calculator result. The right route depends on the product, lender rules, affordability, long-term cost, risk and your wider circumstances.

Speak to an adviser Call 01202 084 064

Important information

Overpayment results are estimates only. Some mortgages limit overpayments or charge early repayment charges, so check your product terms before making changes.

These calculators provide estimates only and are not personal advice. Speak to The Mortgage Hive before making financial decisions.