Protection calculator

Protection Needs Calculator

Estimate cover needs for mortgage, family and income protection. Use the result as a planning guide, then check suitability, lender criteria and the full advice route before acting.

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Your figures

Enter the details.

£
£/year
years
£

Guide result

Your estimated result.

Suggested life cover discussion—
Income support element—
Less existing cover/savings—

Protection advice should account for budget, employer benefits, existing cover, health and family needs.

Discuss this result Back to calculator hub

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Advice checkpoint

Need help turning the number into a decision?

Speak to The Mortgage Hive before acting on a calculator result. The right route depends on the product, lender rules, affordability, long-term cost, risk and your wider circumstances.

Speak to an adviser Call 01202 084 064

Important information

Protection calculations are guides only. They do not guarantee acceptance, cover terms or payout. Insurers assess eligibility, exclusions, premiums and claims against their own criteria.

These calculators provide estimates only and are not personal advice. Speak to The Mortgage Hive before making financial decisions.