Life cover calculator

Life Insurance Calculator

Estimate life cover for mortgage debt and wider family needs. Use the result as a planning guide, then check suitability, lender criteria and the full advice route before acting.

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Your figures

Enter the details.

£
£
£
£

Guide result

Your estimated result.

Life cover discussion figure—
Total need before existing cover—
Existing cover/savings used—

The right life cover amount depends on family needs, term, budget, health and existing employer benefits.

Discuss this result Back to calculator hub

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Protection needs calculatorEstimate cover needs for mortgage, family and income protection. Income protection calculatorEstimate income replacement needs if illness or injury stops work. Critical illness cover calculatorEstimate lump-sum cover needs for serious illness planning.

Advice checkpoint

Need help turning the number into a decision?

Speak to The Mortgage Hive before acting on a calculator result. The right route depends on the product, lender rules, affordability, long-term cost, risk and your wider circumstances.

Speak to an adviser Call 01202 084 064

Important information

Life insurance calculations are guides only. They do not guarantee acceptance, cover terms or payout. Cover depends on underwriting, policy terms, exclusions and accurate disclosure.

These calculators provide estimates only and are not personal advice. Speak to The Mortgage Hive before making financial decisions.